Need a Personal Loan in 2026? Here’s What You Should Know
TransUnion’s 2025 Credit Industry Insights report found that outstanding unsecured personal-loan balances climbed to $269 billion in Q3 2025
Personal Loan Resources
Guides and insights on personal loans, borrowing, and managing your finances.
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Need a Personal Loan in 2026? Here’s What You Should Know
TransUnion’s 2025 Credit Industry Insights report found that outstanding unsecured personal-loan balances climbed to $269 billion in Q3 2025
Featured Articles
How to Get Fast Cash to Pay Car Repair Costs in 2026
Data from the U.S. Bureau of Labor Statistics show that the average cost to repair and maintain a vehicle rose from $290.76 in January 2019 to $419.42 in January 2025.
Take Back Control: The Ultimate Budgeting Hack That Saves You Thousands in 2026
Recent surveys show that most American households have a budget, yet many still struggle to stick to it.
Take Back Control: The Ultimate Budgeting Hack That Saves You Thousands in 2026
Recent surveys show that most American households have a budget, yet many still struggle to stick to it.
Can a Personal Loan Help You Build Credit in 2026?
Building credit is crucial if you want to qualify for a mortgage, auto loan or credit card at favorable terms.
Can a Personal Loan Help You Build Credit in 2026?
Building credit is crucial if you want to qualify for a mortgage, auto loan or credit card at favorable terms.
Need a Personal Loan in 2026? Here’s What You Should Know
TransUnion’s 2025 Credit Industry Insights report found that outstanding unsecured personal-loan balances climbed to $269 billion in Q3 2025
Need a Personal Loan in 2026? Here’s What You Should Know
TransUnion’s 2025 Credit Industry Insights report found that outstanding unsecured personal-loan balances climbed to $269 billion in Q3 2025
Loans
View more LoansHow to Get Fast Cash to Pay Car Repair Costs in 2026
Data from the U.S. Bureau of Labor Statistics show that the average cost to repair and maintain a vehicle rose from $290.76 in January 2019 to $419.42 in January 2025.
Take Back Control: The Ultimate Budgeting Hack That Saves You Thousands in 2026
Recent surveys show that most American households have a budget, yet many still struggle to stick to it.
Can a Personal Loan Help You Build Credit in 2026?
Building credit is crucial if you want to qualify for a mortgage, auto loan or credit card at favorable terms.
Need a Personal Loan in 2026? Here’s What You Should Know
TransUnion’s 2025 Credit Industry Insights report found that outstanding unsecured personal-loan balances climbed to $269 billion in Q3 2025
Personal Loan FAQs
We are here to answer your questions
A personal loan gives you a lump sum of money that you repay in fixed monthly installments over a set period — typically 2 to 6 years. Unlike credit cards, your rate is fixed, so your payment never changes. Through Cash.com, you can compare offers from multiple lenders and choose the one that fits your budget. Common uses include consolidating high-interest debt, covering medical expenses, funding home improvements, or handling emergency costs.
Why Borrowers Choose Cash.com
Loans for What Life Throws at You: Whether you're consolidating credit card debt, covering a medical bill, making home improvements, or handling an unexpected expense — we connect you with lenders who can help.
Up to $50,000
Loan amounts for qualified borrowers
5.99%–35.99% APR
Rates based on your credit profile
As Soon as Next Business Day
Funding after approval and verification
- 256-bit encryption protects your data
- ✓Free to check your rate — no obligation
- ✓No impact to your credit score