A simple, transparent way to compare
personal loan options online.
Discover a simple, transparent way to compare personal loan options online.
Cash.com makes it easy to explore personal loan options in one place. Compare offers, understand loan terms, and take the next step — all in just a few minutes. Loan availability depends on lender requirements and eligibility.
1. Complete a Simple Online Form
Start by filling out a short online form with basic personal and financial information. This allows us to identify available personal loan options based on your profile and eligibility.
2. Compare Personal Loan Options
Review loan offers from lenders in our network. You can compare loan amounts, repayment terms, and APRs to find an option that fits your needs and budget.
3. Choose a Lender and Apply
Once you find a loan option that works for you, you can continue directly with the lender to complete the application process. Each lender sets their own requirements and approval criteria.
4. Receive Your Funds
If approved by the lender, your funds may be deposited directly into your bank account, often as soon as the next business day.
Our Commitment to Transparency
We believe in clear, upfront information so you can explore personal loan options with confidence. No hidden terms, no surprises — just straightforward details about rates, fees, and repayment. Loan availability depends on lender requirements and eligibility.
Our Mission
Our mission is to make personal loan comparison simple, transparent, and accessible. We believe people should understand their loan options clearly before making financial decisions.
What We Do
Cash.com connects users with third-party lenders offering personal loan options. We provide tools and resources that help users compare loan amounts, repayment terms, and APRs — all in one place.
Why Trust Cash.com
- Clear and transparent process
- No hidden fees
- Secure online experience
- Focus on financial education
Who Cash.com Is For
Cash.com is designed for individuals exploring personal loan options for various needs, including emergencies, debt consolidation, or planned expenses. Loan availability depends on lender requirements and eligibility.
Cash.com is not a lender and does not make credit decisions. We do not approve loans, set rates, or provide funding. All loan terms and approvals are determined by independent lenders.
Personal Loan FAQs
We are here to answer your questions
A personal loan gives you a lump sum of money that you repay in fixed monthly installments over a set period — typically 2 to 6 years. Unlike credit cards, your rate is fixed, so your payment never changes. Through Cash.com, you can compare offers from multiple lenders and choose the one that fits your budget. Common uses include consolidating high-interest debt, covering medical expenses, funding home improvements, or handling emergency costs.
Why Borrowers Choose Cash.com
Loans for What Life Throws at You: Whether you're consolidating credit card debt, covering a medical bill, making home improvements, or handling an unexpected expense — we connect you with lenders who can help.
Up to $50,000
Loan amounts for qualified borrowers
5.99%–35.99% APR
Rates based on your credit profile
As Soon as Next Business Day
Funding after approval and verification
- 256-bit encryption protects your data
- ✓Free to check your rate — no obligation
- ✓No impact to your credit score