Disclosures

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Pay for what you need, when you need to

Home improvement Home improvement
Car repairs Car repairs
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Medical bills Medical bills
Vacations Vacations
Unexpected expenses Unexpected expenses

Frequently asked questions

When getting a loan you may have some simply questions about the process or regarding requirement. We have placed some of the most frequently asked questions you may have to make the loan process easier for you.

A personal loan is a way for an individual to receive up to $35,000 in funding. It is a loan that can be used for home enhancements, luxury item purchases, vehicle repairs or large purchases. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple online form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!

  • Must be at least 18 years old.
  • Must be a U.S. citizen of permanent resident.
  • Currently employed or receive steady income.
  • Have a bank account to receive the funds ideally with direct deposit.

cash services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.

Personal loans are unsecured loans with fixed annual percentage rates, generally from about 6% to 35.99%. A personal loan is repaid in monthly installments, similar to a car loan or home mortgage, with loan terms typically ranging from 24 months to 60 months or even longer.

Please check the loan agreement from your lender for specifics on this, as each loan may vary.

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Representative Example
APR, Total Loan Costs & All Applicable Fees

Loan Amount $1,000 $2,000 $5,000 $10,000
Interest Rate 24% 19% 13% 8%
Loan Term 12 Months 24 Months 48 Months 60 Months
Fee 3% 5% 8% 10%
Fee Cost $30 $100 $400 $1,000
Repayment $94.56 $100.82 $131.67 $202.28
APR 29.82% 24.12% 18.23% 9.20%
Total Payments $1,134.72 $2,419.68 $6,320.12 $12,136.80
Total Costs $164.72 $519.68 $1,720.12 $3,136.80

Personal loans are unsecured loans with fixed annual percentage rates, generally from about 6% to 35.99%. A personal loan is repaid in monthly installments, similar to a car loan or home mortgage, with loan terms typically ranging from 24 months to 60 months or even longer.